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Deposit Accounts

Checking

  • No minimum balances
  • No monthly service charges
  • No per check charge
  • Unlimited check writing
  • Easy to balance image statements
  • VISA debit cards (if qualified)

Savings

Clarence State Bank is here to help you reach your savings goals. Whether you’re saving for a vacation, planning ahead for the holidays, or working toward long-term goals, we have an account for you. We offer Bank-It Savings Accounts at Clarence Elementary to teach your child the importance of saving for the future.

Statement Savings

  • 6 withdrawals per month
  • No minimum balances
  • No monthly service charges
  • Interest calculated by average daily balance method
  • Interest credited quarterly
  • Receive quarterly statements
  • FDIC insured

Vacation Savings

  • No minimum balances
  • Deposits are variable
  • Variable interest rate
  • No withdrawals allowed
  • Receive Checks in May
  • FDIC insured

Christmas Savings

  • No minimum balances
  • Deposits are variable
  • Variable interest rate
  • No withdrawals allowed
  • Receive checks in October
  • FDIC insured

Certificates

  • Available terms are 182 days & 365 days
  • $500 minimum deposit
  • Interest compounded daily
  • Interest rate remains the same during term
  • Interest may be paid monthly, quarterly, semi-annually, or at maturity by check, added to CD, or deposited to your account with us.
  • Auto renewal for your convenience with a 10 day grace period or single Maturity.
  • Penalty for early withdrawal
  • APY assumes interest is added back to the account until maturity.
  • FDIC insured

Contact us for further information about terms & conditions and for a quote of current CD rates.

FDIC